Adding funds

To add funds on Punch, tap the rupee icon on the top menu bar, select 'Add' on the funds page, enter the amount, choose a payment method, and complete the transaction.

• Tap the rupee icon on the top menu bar.
• On the funds page, tap the "Add" button.
• Enter the amount you wish to add.
• Choose your payment method.
• Complete the transaction to add the funds.
  
  

There is no limit from Punch on the amount you can add.

NOTE: UPI transactions have a daily limit of ₹2 lakhs, while there is no limit for netbanking transactions.

You can add funds on Punch using:

• GPay
• UPI
• Netbanking

• Adding funds via GPay or UPI is free.
• Adding funds via Netbanking is charged at ₹9 + GST per transaction.

• Funds can be added from either your primary or secondary bank account.
• Ensure you select the correct account when transferring funds.

Tap the "Rs." icon in the top menu bar to access the funds page, where you can view your current Punch account balance.

Funds are available for trading instantly once the transaction is complete.

You can add funds using UPI, Google Pay, or net banking. Please note, net banking incurs a small fee of ₹9 + GST.

• marketpulse.punch.brk@validhdfc

• marketpulse.punch.brk@validicici

Verify the UPI Handle: The broker's UPI ID will now include the term “.brk@valid”. Please confirm this format before making any payment. Our official UPI IDs are:

• marketpulse.punch.brk@validhdfc

• marketpulse.punch.brk@validicici

• Check the QR Code: :A valid QR code from the broker will include a green thumbs-up icon. If the QR code does not display this icon, it could indicate a fraudulent payment link.

No. UPI payment is an additional and convenient option for transferring funds to Punch, and you can still use NEFT, IMPS, or net banking if you prefer. UPI is an additional.

The other modes of payment available to Clients with Punch are completely safe and secure. The option of UPI payments is made available to Clients as an additional means of payment for their convenience.

If a payment fails, consult your bank or UPI provider for an issue. Your limit will only be confirmed once funds reach the Stock broker’s account.

You can also get in touch with our customer service team for more information.

Write to: writetous@punch.trade.

SEBI has introduced a verification tool called “SEBI Check” to help you confirm the legitimacy of a broker’s UPI ID. Please use this tool if you have any doubts before transferring funds.

Choose the UPI option on our Punch  application, enter your UPI ID (Virtual Payment Address/VPA), and authenticate the transaction using your UPI app and PIN. The payment is processed instantly, and your transfer is completed for investing in securities.

Scan the QR code of Punch available on the website under the ‘Fund Transfer’ section with your UPI app, verify details, enter the amount, and confirm the payment using your UPI PIN. This offers a fast and secure alternative to manual entry of UPI IDs.

Yes. Starting October 1, 2025, payments to Stock brokers and other SEBI-registered intermediaries must be made using new verified UPI IDs featuring a recognizable intermediary name and ending in “@valid”.

Yes. Banks set daily and per-transaction limits for UPI payments. You can check or adjust limits through your UPI app or bank customer service. However Punch accepts UPI payments up to  ₹2,00,000 on a daily basis.

Always verify UPI IDs and QR codes before payment. Use SEBI’s verification tools and never share your UPI PIN or credentials. If you encounter suspicious activity, report it to both SEBI and your bank immediately. 

UPI (Unified Payments Interface) is a real-time payment system that allows Clients to make secure and instant payments directly from their bank account to Stock brokers using a UPI ID or by scanning a QR code.